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Enroll in Bank of America Online Banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose from dozens of cruise rewards. MyCruise Rewards Points can be used for stateroom upgrades on Royal Caribbean and Celebrity cruises for a value of 1 to 2 cents per point. Upgrades will vary and each redemption will allow an upgrade up to a certain cash value. Like all company-specific cred it cards, the rate at which you earn points is worse than general travel rewards credit cards, and you are of course limited to just Royal Caribbean cruises. Royal Caribbean offers its own branded Visa Signature credit card, where you can earn points towards free cruises (as well as other benefits, like onboard credit).
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Use the MyCruise Points Value Calculator to calculate the cash value of rewards points earned with Royal Caribbean and Celebrity Cruises. Do note that MyCruise Points can only be earned using the Royal Caribbean Visa or Celebrity Cruises Visa. You do not earn MyCruise Points from sailing Royal Caribbean, Celebrity, or Azamara. Each of those payments could potentially be on different credit card billing cycles, and you could apply rewards points to each one.
Cruise Vacations
Want to earn flexible rewards that you can put towards any kind of travel including purchases with Royal Caribeean, Celebrity, and other cruise lines? I highly recommend considering the Capital One Venture Rewards & Spark Rewards program. Redeeming your MyCruise Rewards Points for cruise discounts will give you a value of 1 cent per point. This redemption will basically discount any Royal Caribbean or Celebrity cruise by a set amount. While it is an easy and straightforward redemption, it's not going to give you the best value for your points. The table below lists a summary of available redemptions for cruise discounts.
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Other credit cards may offer cash back instead, which can also reduce the cost. Cruise Fares, Onboard Credits, and Upgrades are applied approximately 3 months prior to sail date, just before final payment. Ensure before you redeem your MyCruise® Reward that a booking number, ship and sail date have been chosen and is specified in the redemption.

Redeem your points for a cruise
Matt started Royal Caribbean Blog in 2010 as a place to share his passion for all things Royal Caribbean with readers. He oversees all the writers at Royal Caribbean Blog, and writes a great deal of content on a daily basis.
The best credit cards for booking cruises - The Points Guy
The best credit cards for booking cruises.
Posted: Sun, 07 Jan 2024 08:00:00 GMT [source]
Get a free cruise with Royal Caribbean's credit card
If you have credit card reward points burning a hole in your pocket, you can use them to help reduce the cost of a cruise vacation or even get it for free. If you plan on using your points for an upgrade, you'll want to aim for those specific redemptions and get as close to the max USD value allowed for each. Unlike redeeming credit card points for flights, there is not as straight forward an option for getting a free cruise with your credit card.

Credit Card Categories
Enrol in Bank of America online banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose from dozens of cruise rewards. MyCruise Rewards Points can be redeemed for cruise vacations at a value of 1 to 2 cents per point. These type of redemptions include companion fare as well as full cruise vacations. Both redemption options under this category are the best and easiest way to redeem MyCruise Points for a superb value of up to 2 cents each.
There is one redemption under this category which will give you a value of 2 cents per point and that's the redemption for two Royal Caribbean robes. The table below lists a summary of available redemptions for onboard credits and amenities. MyCruise Rewards Points can be redeemed towards the fare of a cruise vacation. This is the most straightforward redemption as you'll end up using your points to basically wipe out the cost of the cruise.
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Any MyCruise® Reward redemption without a booking number, ship and sail date selected will expire 6 months after the points are redeemed. There are several solid redemption options when it comes to paying for your vacation fare. You can earn a value of 2 cents each at the 50,000-, 125,000-, and 350,000-point options. These are what you should strive for if you're trying to maximize your MyCruise Rewards Points.
The table below lists a summary of available redemptions for Cruise Vacation Fares. There are a few credit cards that offer travel rewards that can actually be used to book a cruise. Venture miles and Spark miles can be redeemed for 1 cent in value towards any kind of travel purchase made to a Venture Rewards or Spark Rewards credit card. Not only does this include cruise line purchases, but it also includes airfare, hotels, car rentals, parking, tolls, and much more.
The best values for companion fare redemptions will come from the two lowest redemptions which are the 25,000 Point and 75,000 Point redemptions. You'll be able to get as much as a 2 cent per point redemption out of these options. Redeeming your MyCruise Rewards Points for a companion fare will allow a friend to travel up to the specified USD value of the redemption. Usually the price of the cruise is presented in cash, and at checkout there is option to apply some or all of your credit card points to cover the cost of the cruise. Outside of Royal Caribbean's branded credit card (more on that later), the option to use rewards for cruises is not nearly as simple.
Discounts are applied approximately 3 months prior to sail date, just before final payment. Ensure before you redeem your MyCruise® Reward that a booking number, ship and sail date have been chosen and is specified in the redemption, under comments. You can redeem your MyCruise Rewards Points for onboard credits and amenities when cruising Royal Caribbean, Azamara, and Celebrity Cruises. This includes spa, shore excursions, gift shop, bar, and other onboard purchases. All of these type of redemptions will give your MyCruise Points a value of 1 cent each.
MyCruise Rewards Points can be redeemed for Royal Caribbean branded merchandise when traveling on Royal Caribbean ships at a value of 1 cent per point. For the cost of 10,000 MyCruise Points, you can order either the Royal Packet or Royal Wear. The Royal Packet comes with 2 Royal Caribbean towels, towel clips, and beach bags while the Royal Wear comes with 2 Royal Caribbean polo shirts and baseball caps. You can earn 2 MyCruise® Points for every $1 spent on qualifying purchases with Royal Caribbean® and Celebrity Cruises®, and 1 Point per $1 spent on purchases everywhere else. Quickly find the perfect credit card tailored to your unique spending habits and financial needs. There’s a sea of incredible benefits to enjoy with the Royal Caribbean Visa Signature® card even when you’re not sailing.
When it comes to redeeming MyCruise Rewards Points, you'll get the best value out of your points when redeeming them towards cruise vacations and expensive stateroom upgrades. If none of these options seem to be a great fit, you can always fall back on using your credit card points to help bring down the overall cost of your cruise vacation. If your mission is to only earn free cruises on Royal Caribbean with credit card points, this is the simplest method of doing so. Onboard Credits and onboard merchandise will be applied to your reservation approximately 2 weeks prior to sail date. The onboard credit will be posted to your onboard account within 48 hours of your verified ship sailing. MyCruise® Rewards redemptions are applied based on the sail date, not the redemption date.
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